:root {
  color-scheme: light;
  --legal-ink: #18202b;
  --legal-muted: #5f6b7a;
  --legal-line: #d8dee7;
  --legal-paper: #ffffff;
  --legal-bg: #f2f4f7;
  --legal-accent: #9f2d3f;
  --legal-link: #165d9c;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--legal-bg);
  color: var(--legal-ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.68;
}

a { color: var(--legal-link); }
a:hover { color: #0c477a; }

.legal-header {
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid var(--legal-line);
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
}

.legal-header-inner {
  width: min(1120px, calc(100% - 32px));
  min-height: 62px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.legal-brand {
  color: var(--legal-ink);
  font-weight: 850;
  text-decoration: none;
}

.legal-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  font-size: .88rem;
  font-weight: 700;
}

.legal-nav a { text-decoration: none; }

.legal-layout {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: 240px minmax(0, 1fr);
  gap: 40px;
  padding: 42px 0 64px;
}

.legal-toc {
  position: sticky;
  top: 88px;
  align-self: start;
  max-height: calc(100vh - 112px);
  overflow-y: auto;
  border-left: 3px solid var(--legal-accent);
  padding-left: 16px;
}

.legal-toc strong {
  display: block;
  margin-bottom: 9px;
  font-size: .78rem;
  text-transform: uppercase;
  color: var(--legal-muted);
}

.legal-toc a {
  display: block;
  padding: 4px 0;
  color: #3f4b59;
  font-size: .84rem;
  text-decoration: none;
}

.legal-document {
  min-width: 0;
  border: 1px solid var(--legal-line);
  background: var(--legal-paper);
  padding: clamp(28px, 5vw, 64px);
  box-shadow: 0 12px 32px rgba(24,32,43,.06);
}

.legal-eyebrow {
  margin: 0 0 8px;
  color: var(--legal-accent);
  font-size: .76rem;
  font-weight: 800;
  text-transform: uppercase;
}

.legal-document h1 {
  margin: 0;
  font-size: clamp(2rem, 4vw, 3.25rem);
  line-height: 1.08;
  letter-spacing: 0;
}

.legal-effective {
  margin: 14px 0 34px;
  color: var(--legal-muted);
  font-size: .92rem;
}

.legal-summary {
  border: 1px solid #e2c7cc;
  border-left: 4px solid var(--legal-accent);
  background: #fff8f9;
  padding: 16px 18px;
  margin-bottom: 34px;
}

.legal-document section { scroll-margin-top: 92px; }

.legal-document h2 {
  margin: 42px 0 12px;
  padding-top: 6px;
  border-top: 1px solid var(--legal-line);
  font-size: 1.32rem;
  line-height: 1.3;
}

.legal-document h3 {
  margin: 24px 0 8px;
  font-size: 1rem;
}

.legal-document p,
.legal-document li { max-width: 78ch; }

.legal-document ul { padding-left: 22px; }
.legal-document li + li { margin-top: 7px; }

.legal-table-wrap { overflow-x: auto; }
.legal-document table { width: 100%; border-collapse: collapse; font-size: .9rem; }
.legal-document th,
.legal-document td { border: 1px solid var(--legal-line); padding: 10px; text-align: left; vertical-align: top; }
.legal-document th { background: #f6f7f9; }

.legal-contact {
  border: 1px solid var(--legal-line);
  background: #f7f9fb;
  padding: 18px;
}

.legal-footer {
  border-top: 1px solid var(--legal-line);
  background: #e8ebef;
  color: var(--legal-muted);
  padding: 24px 16px;
  text-align: center;
  font-size: .82rem;
}

@media (max-width: 820px) {
  .legal-header-inner { align-items: flex-start; flex-direction: column; padding: 12px 0; gap: 7px; }
  .legal-nav { width: 100%; gap: 14px; overflow-x: auto; white-space: nowrap; padding-bottom: 2px; }
  .legal-layout { display: block; padding-top: 20px; }
  .legal-toc { position: static; max-height: none; margin-bottom: 18px; columns: 2; }
  .legal-toc strong { column-span: all; }
  .legal-document { padding: 24px 20px; }
}

@media (max-width: 520px) {
  .legal-layout, .legal-header-inner { width: min(100% - 20px, 1120px); }
  .legal-toc { columns: 1; }
  .legal-document h1 { font-size: 2rem; }
}